Our Texas Office.
Mortgage Tools
There are a few tools here to help you learn about mortgages. We will be adding to this page from time to time so check back with us for even more help with your next mortgage. There is information about your FICO Scores and how that affects your ability to get approved for a home mortgage loan.
Mortgage and Loan Definitions
Refinancing
Refinancing is defined as paying off one loan by obtaining another. This is usually done to secure better terms like a lower interest rate.
Home Equity Loans
A Home Equity Loan is a loan where the borrower simply uses the equity in the home as collateral. There are open and closed home equity loans.
Credit Repair
Credit repair information and programs to increase your credit and fico scores.
Foreclosure Bail Out Loans
For people looking to avoid foreclosure we are often using what is called hard money or private money. The reason is that these loans are much easier to qualify for since they focus on the value of the property with only a small emphasis, if any, on a borrowers credit score.
VA Home Loans
Veterans can get 100% financing with loans up to $700,000 and with Very low fixed 30yr or 15 yr interest rates.
Fair Credit Debt Consolidation Loans
This loan combines all your debts into one low payment and lowers your interest rate. Let's you get control of your debt.
What's In Your Credit Report
Find out what is in your credit report. It might surprise you to learn what is really in that report.
Tips for Improving Your Credit Score
If you currently have a low credit score then you should work to make it higher. Many people don't know where to make a difference on their credit scores so we have provided a few tips.
Jumbo Loans in Texas
Stated jumbo loan or large loan program for Those Who Can't Prove Income to Purchase or Refinance.
Texas Mortgage Blog
Read our Blog for all the latest Texas and Austin Mortgage News.
Texas Real Estate Info
We are from Texas so we thought we would provide some insight into the Texas Real Estate Market for those that are interested in both investment properties and relocating to Texas.
Public Hearings on Home Ownership
Transcripts of Government Hearings on the concerns of home owners and lenders. A lot of good government information and worth a read if you have the time.