Tough Home Loans in Austin Texas

Round Rock Texas

"The Hidden Home Loan"

Only for Texas

  • High Debt Ratio's Allowed
  • Co Signers Welcome
  • Gifts from any source ok
  • Newly Self Employed, Less than 1 yr ok.
  • Great Investor Loan too. Use the Equity from One Property as Collateral to Buy More.
  • All Credit Types OK. Even Fair to Poor Credit with a Co Signer
  • Low Interest Rates

There truly is a hidden loan that works incredibly well for people who can't qualify for traditional loans. This loan uses common sense instead of guidelines. I am fortunate enough to be one of only a handful of mortgage brokers to have been trained and therefore able to offer this loan. Note: this is not an FHA loan. It goes far beyond what FHA allows.

Highlights:

  • Low interest rates in the 6's and 7's. (6.99 APR/7.99 APR)
  • Closing costs are less than traditional loans.
  • Any type of credit or no credit.
  • Can be used to buy owner occupied or investment property.
  • Anyone can be a co signer if needed. Does not have to be family of any kind.
  • Gifts to help with down payment can come from any source and can even be a loan.
  • Seller can carry a 2nd loan.
  • Equity in other properties can be used same as cash to help qualify for the loan.
  • Debt Ratio (How much you make compared to debts) is given very little consideration at all. We look at the big picture; Can you pay back the loan?
  • There are no upfront costs.

I look forward to speaking with you personally and trying to help you get approved. It is what we do best. Please contact me personally at 512-341-2802 or mark@kmalendinggroup.com. We are a local company here in Round Rock, just outside Austin, now in our 7th year.

Regards,
Mark Matthews
Owner
Lic # 58533
KMA Lending Group
100 E. Main #101 (512) 341-2802

Obviously, not everyone will qualify but we will do our best to let you know up front if you are a good candidate for this loan or any others we offer. You'll will get good, honest, upfront answers.